That’s what Dave Ramsey calls each and every one of his financial coaching tips –– Baby Steps — which is both deliberately non-intimidating and disturbing. On the way home from teaching my private client today, Belle and I found this solo baby sneaker on the street, complete with a ...

Having finished the entire Dave Ramsey CD course, I guess I am now officially a graduate of both his Financial Peace University and David Neagle’s Miracle of Money course. Ramsey’s step one and three are about creating your Emergency Fund. And I will say this … For all my crackpot friends...

OK, technically one’s a David and one’s a Dave (and I respect that given that I’m an “Edward,” and while a hard-core group of college roommates and people who’ve known me since the Eisenhower administration call me “Eddie” (which I love), I’m not so kee...